Open Enrollment
Nov. 1 to Jan. 31
The time every year where eligible Californians can enroll, renew or change their plan.
Eligibility and Enrollment
One application checks your eligibility for both Covered California and Medi-Cal. Free, in-person help is available every step of the way.
More to Know
Most Californians Can Apply
You can apply if you live in California and are a citizen or have a lawful immigration status. Plans are available with or without financial help, depending on your income.
How Enrollment Works
Apply
One application covers both Covered California and Medi-Cal.
Choose a Plan and Enroll
Compare your options and pick what fits your budget.
Pay Your First Bill
Pay online, or wait for a bill from your insurance company. This usually takes about two weeks.
Get Your ID Card
Our insurance company mails your membership ID card once they get your payment. (You can use your plan before your ID arrives.)
Compare Plans and Costs
Review plans, estimated costs and possible financial help before starting an application. Most people qualify for help lowering their monthly payment.
How to Apply
You'll need to know what information to gather and how to submit your application.
What You Need
The following information can help you apply faster. You don't need to submit documents up front, since we check your details against government records and information you've already given us. If we need anything else to confirm your eligibility, we'll contact you with the specific documents to provide.
- Social Security Numbers
For applicants who have them. - Federal Tax Information
For applicants who file taxes. - Immigration Documents
For non-citizens. - Employer and Income Information
For applicants who earn money.
Ways to Apply
Apply the way that works best for you. Each option is free and confidential:
- Online: It takes about 30 minutes, and it’s the fastest way. Save your progress and finish anytime. Start your application now.
- By phone: Get free local help, available multiple languages. Call us at (800) 300-1506.
- In-person: It takes about an hour, and it’s available in multiple languages, from a certified enroller or licensed insurance agent.
- By mail: Paper applications are available in 12 languages — see the list below.
Paper Applications by Language
If you think you may qualify for financial help, use the application with financial help.
- Chinese, Traditional
Once complete, mail your application to:
Covered California
P.O. Box 989725
West Sacramento, CA 95798-9725
Open Enrollment vs. Special Enrollment
Whether you can apply right now depends on the time of year and your situation.
Special Enrollment
Available Year-Round
Open to Californians who recently experienced a major life change, like lost health insurance, got married, had a baby, moved or changed their immigration status.
What Happens After You Enroll
After you enroll and make your first month’s payment, you will receive a welcome letter and a brochure from Covered California. You will also get an enrollment package and membership ID card from your health insurance company.
Check Your Enrollment Status
Sign in to your account and view your Enrollment Dashboard, or you can call our service center at (800) 300-1506.
If you or a family member are eligible for Medi-Cal, visit BenefitsCal.com or contact your local county office.
Talk me through this
Need more help before you apply?
These resources can help you understand insurance basics, costs and how to get free local help.