Choose What to Offer
Select the coverage levels — Bronze, Silver, Gold or Platinum — that you want to make available to your employees. You can offer anywhere from one tier to all four, and add dental insurance as an option.
Quality Health Insurance for Your Small Business
Covered California for Small Business (CCSB) is a marketplace that helps small businesses offer their employees health and dental insurance plans. Free expert help is available, and qualifying businesses may be eligible for cost-reducing tax credits.
Quick Links
What You Can Do With CCSB
Employers get flexibility and control over how they offer health and dental insurance to their teams.
Control Your Costs
You decide how much to contribute toward employee premiums. Receive one monthly bill for all your coverage, making it easier to manage and budget for health benefits.
Let Employees Choose Their Plans
Employees pick the plans that work best for their needs and budget from the options you offer. Enrollment is year-round, so adding or removing employees is easy.
Not the right fit? We can still help.
If you're self-employed with no W-2 employees, individual insurance through Covered California may be a better option — and you could qualify for financial help to lower your monthly premium.
What to Know Before You Enroll
Most employers start with two questions: Does my business qualify, and can I get help with costs?
Tax Credits May Lower Your Costs
Some small businesses that offer insurance through CCSB qualify for a federal tax credit worth up to 50 percent of their premium contributions — available only through Covered California for Small Business. The credit is based on your business size, average employee wages and how much you contribute toward premiums. Not all businesses qualify — eligibility is determined by the IRS.
Ready to see your options?
Submit a quote request and our team will follow up within two business days with plan options and pricing based on your business needs — at no cost to you.
If Your Business Has 50 or More Employees
Businesses with 50 or more full-time-equivalent employees may be required by law to offer health insurance that meets federal standards or face a payment to the IRS. CCSB can help applicable employers meet this requirement. If your business has fewer than 50 employees, you are generally not required to offer insurance.
Frequently Asked Questions
Free help is available every step of the way.
Our team is available to answer questions about eligibility, plan options and costs — whether you're ready to move forward or just exploring. You can also connect directly with an insurance agent in your area for free, personalized help.