Sharp Health Plan

Sharp Health Plans for Small Businesses

Sharp offers health insurance plans through Covered California for Small Business. All Sharp health plans include embedded children’s dental insurance, meaning children’s dental benefits are built into the health plan at no separate cost.

Sharp is available to employers located in San Diego County. Review the plan documents below or get a quote to see which plans are available for your employees.

Plan Documents

Review costs and plan details. Documents include the Summary of Benefits and Coverage, disclosure form and Evidence of Coverage.

2026 Summary of Benefits and Coverage and Evidence of Coverage

Performance Bronze

• Performance Bronze 60 HMO 5800-60 PCP + Child Dental
• Performance Bronze 60 HMO 5800-60 PCP + Child Dental INF

Performance Silver

• Performance Silver 70 HMO 2500-55 PCP + Child Dental
• Performance Silver 70 HMO 2500-55 PCP + Child Dental INF

Performance Gold

• Performance Gold 80 HMO 350-25 PCP + Child Dental
• Performance Gold 80 HMO 350-25 PCP + Child Dental INF

Performance Platinum

• Performance Platinum 90 HMO 0-15 PCP + Child Dental
• Performance Platinum 90 HMO 0-15 PCP + Child Dental INF

Premier Bronze

• Premier Bronze HDHP 60 HMO 7200-0% PCP + Child Dental
• Premier Bronze HDHP 60 HMO 7200-0% PCP + Child Dental INF

Premier Silver

• Premier Silver 70 HDHP HMO 3200-25% PCP + Child Dental
• Premier Silver 70 HDHP HMO 3200-25% PCP + Child Dental INF
• Premier Silver 70 HMO 2500-55 PCP + Child Dental
• Premier Silver 70 HMO 2500-55 PCP + Child Dental INF

Premier Gold

• Premier Gold 80 HMO 250-35 PCP + Child Dental
• Premier Gold 80 HMO 250-35 PCP + Child Dental INF

Premier Platinum

• Premier Platinum 90 HMO 0-20 PCP + Child Dental
• Premier Platinum 90 HMO 0-20 PCP + Child Dental INF

2025 Summary of Benefits and Coverage and Evidence of Coverage

Performance Bronze

• Performance Bronze 60 HMO 5800-60 PCP + Child Dental
• Performance Bronze 60 HMO 5800-60 PCP + Child Dental INF

Performance Silver

• Performance Silver 70 HMO 2500-55 PCP + Child Dental
• Performance Silver 70 HMO 2500-55 PCP + Child Dental INF

Performance Gold

• Performance Gold 80 HMO 350-25 PCP + Child Dental
• Performance Gold 80 HMO 350-25 PCP + Child Dental INF

Performance Platinum

• Performance Platinum 90 HMO 0-15 PCP + Child Dental
• Performance Platinum 90 HMO 0-15 PCP + Child Dental INF

Premier Bronze

• Premier Bronze HDHP 60 HMO 6650-0% PCP + Child Dental
• Premier Bronze HDHP 60 HMO 6650-0% PCP + Child Dental INF

Premier Silver

• Premier Silver 70 HDHP HMO 2850-25% PCP + Child Dental
• Premier Silver 70 HDHP HMO 2850-25% PCP + Child Dental INF
• Premier Silver 70 HMO 2500-55 PCP + Child Dental
• Premier Silver 70 HMO 2500-55 PCP + Child Dental INF

Premier Gold

• Premier Gold 80 HMO 250-35 PCP + Child Dental
• Premier Gold 80 HMO 250-35 PCP + Child Dental INF

Premier Platinum

• Premier Platinum 90 HMO 0-20 PCP + Child Dental
• Premier Platinum 90 HMO 0-20 PCP + Child Dental INF

Group Service Agreement Documents

Access group service agreements and supplemental benefit information.

2026

• 2026 Sharp Group Service Agreement (PDF)
• Sharp Infertility Pamphlet, January-June 2025 (PDF)
• Sharp Infertility Pamphlet, July-December 2025 (PDF)

2025

• 2025 Sharp Group Service Agreement (PDF)

Quality Ratings

Sharp Health Plan has received the following quality ratings for 2026, based on data calculated by the Centers for Medicare and Medicaid Services (CMS).

Ratings are on a scale of 1 to 5 stars, where 5 stars indicates the plan scored among the top health insurance companies nationwide. Ratings are reported after a plan's first two years with Covered California.

Plan quality ratings and enrollee survey results are calculated by the Centers for Medicare & Medicaid Services (CMS) using data provided by health plans in 2025. The ratings are displayed for health plans for the 2027 plan year. Learn more about these ratings.

For more information on how ratings are calculated, see the CMS Quality Rating System