Renewal happens each year before open enrollment. Health plans, prices and your situation can change — renewal is your chance to make sure your current plan still works for you, or switch to something different for next year.
Renewal opens in October. When it's time, Covered California will send you a notice with what you need to know and next steps — or you'll see a message when you sign in to your account.
Taking a few minutes to review your information helps make sure you get the right plan and the right amount of financial help.
Good to know
Changes to your household may affect your eligibility and financial help.
Update your estimated yearly income to see if your:
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Income changes may affect your program eligibility, monthly premium or plan options.
When looking at plans, check to see if:
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All Covered California plans cover the same essential health benefits. The main difference is how much you pay each month and how much you pay when you use care.
During renewal, you can keep your current health or dental plan or choose a different plan that better fits your needs and budget. If you don’t do anything, you’ll be re-enrolled into your current plan within 30 days of the renewal deadline, using the most recent household and income information on file. If that information has changed, you should update it in your account. Using outdated information can affect your financial help and your taxes.
If you want to make changes, your account or renewal notice has your deadline and next steps. It will also tell you if your current plan is no longer available and you need to choose a new one.
Plans and prices can change each year. Use the Shop and Compare Tool to review your options before you renew.
Sign in to your account to review your renewal information and deadline.
Check your household, income, tax and contact information. Update anything that has changed.
With Shop and Compare, you can look at plan costs, benefits, and whether your doctors, hospitals and prescriptions are covered.
Keep your plan if it still meets your needs, or choose a new plan before your deadline. Pay any required premium to keep your coverage active — the Guide to Your Bill and Payments covers billing and payment options.
If you're approaching Medicare eligibility, renewal is the right time to plan your transition. Learn when to report your eligibility, how to cancel your Covered California plan, and what happens if you don't act in time.
Free help is available. Contact an enroller in your area or call Covered California.
